You will also enjoy over 15 complimentary resort activities, including bike hire, golf, archery and trampolines; use of the resort’s health club, gym and sporting facilities and access to the resort’s glorious walking trails.

And let's not forget the skiing. You will also be supplied with two five-day lift passes for adults and two five-day lift passes for kids (14 and under) to ski Thredbo, valid any time throughout winter. Total prize value is $5198 (RRP).

Thredbo's mountain is set up to suit everyone. Beginners will learn easily on the purpose built first timer area called Friday Flat, intermediates step it up a gear at the Cruiser and more advanced can tackle the longest runs and most vertical terrain in Australia.

After a day on the ski fields, you can kick back and relax in luxury at Lake Crackenback Resort in your choice of accommodation.

TO ENTER

Simply tell us in 25 words or less why your group of friends or family needs a winter break. The most creative answer chosen by the Living Well editor will win.

Great package deal

Lake Crackenback Resort also offers great package deals if you'd like to bite the bullet and just go. You can enjoy the 5 Night Intro to the Snow Package for $1179 per adult and $869 per child (four share). Package includes:

• accommodation in two bedroom five-star fully self contained chalet;
• dinner at Cuisine on Lake Crackenback;
• hot breakfast each day;
• over 15 complimentary resort activities, including bike hire, golf, archery and trampolines; and
• use of the resort's health club, gym and sporting facilities, plus access to the resort's walking trails.

For more information call Lake Crackenback Resort on 1800 020 524. Visit www.visitnsw.com/snowies for more great deals.

Conditions of entry: 1. Information on how to enter and prize details form part of these Conditions of Entry. Participating in this promotion is deemed acceptance of these Conditions of Entry. 2. Entry is only open to Australian residents who are the primary member on a health insurance policy issued by MBF Australia Pty Ltd and who are financial members on the day of the draw. To be financial a health insurance policy must be paid up to date or must not be in suspension. Employees of the Promoter and its agencies associated with this promotion and the immediate family of these people are ineligible. 3. The Promoter reserves the right, at anytime during or after the closing date of the promotion, to verify the validity of entries and to disqualify any entrant who submits an entry that is not in accordance with these Conditions of Entry. Failure of the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. 4. Promotion commences at 9 am AEST on Monday, 21 April 2008. Entries close last mail Tuesday, 30 June 2008 or 5pm Tuesday, 30 June 2008 for emailed entries ("promotion period"). 5. To enter the competition the entrant must describe in 25 words or less "Why your group of friends or family needs a winter break". Mail entries should be addressed to MBF - Lake Crackenback competition, GPO Box 4718, Sydney NSW 1044, with the name, address, phone number and MBF membership number of the entrant on the back of the envelope. To enter by email, entrants must go to www.mbf.com.au and select "Living Well competitions" from the popular link options. Entrants must complete the entry form for the competition. Only entrants who have completed all the relevant requirements of entry are eligible to win. 6. This is a game of skill and chance plays no part in determining the winner. Each entry will be individually judged based on literary and creative merit. Judges' decision is final and no correspondence will be entered into. 7. Entrants can only enter once. 8. The winner will be judged on Monday, 7 July 2008 and will be notified by mail and announced in 'The Australian' newspaper on Wednesday, 9 July 2008. Publication will be of the winner's first initial, surname and state of residence and will be in the Public Notices section. 9. PRIZE: The prize includes a four-night stay for four people at Lake Crackenback Resort in either an overwater apartment or a mountain view chalet; a hot buffet breakfast each morning, per person; a two course a la carte dinner each evening valued at $47 per person and not including drinks; over 15 complimentary resort activities, including bike hire, golf, archery and trampolines; use of the resort's health club, gym and sporting facilities; access to the resort's glorious walking trails; and five-day lift passes for two adults and five-day lift passes for two kids (14 years and under) to ski Thredbo, valid any time throughout winter - 1 June to 31 August 2008 (ski passes only). All other costs including all transport, drinks, spending money and any other costs associated with the prize are the responsibility of the winner. Main prize (excluding lift tickets) is subject to availability and must be taken within 6 months of the competition close date. 10. The total pool is valued at $5198 (rrp) on 26 March 2008. All prizes are valued in Australian dollars and are inclusive of GST. Promoter accepts no responsibility for any variation in the value of prizes. 11. The prize must be taken as stated and no compensation will be payable if the prizewinners are unable to use the prize or any element of the prize as stated. Prize is not exchangeable or redeemable for cash or other goods or services. The prize cannot be transferred to any other person. 12. The Promoter accepts no responsibility for late, lost or misdirected entries. 13. The Promoter will use its best endeavours to provide the prize as listed. If a particular element of the prize is unavailable for any reason beyond the reasonable control of the Promoter such as the event is cancelled, the Promoter will, where possible, provide an alternative prize of equivalent value. 14. The Promoter makes no express representations or warranties as to the quality/suitability/merchantability of any prize. The Promoter takes no responsibility in regards to the condition and/or fitness of any prize. Promoter is not liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss) or for any personal injury suffered or sustained as a result of accepting or participating in the prize, except for any liability which cannot be excluded by law. 15. It is a condition of entry that the winner will allow the Promoter to use, display and publish the winner's entry received without further reference, payment, compensation or remuneration to the winner. 16. All entries become the property of the Promoter. The Promoter collects personal information about you to provide you with its services and products and to enable you to participate in this promotion. All information will be handled in accordance with the Promoter's Information Handling Policy a copy of which can be obtained by visiting www.mbf.com.au or by contacting the Promoter. 17. The Promoter is MBF Australia Ltd, ABN 81 000 057 590, located at Level 18, 50 Bridge St, Sydney, NSW 2000.

 

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